Íâóµ¥Ö¤Ó¢Óï´Ê»ã
1.Risks & CoverageÏÕ±ð
(1)free from particular average (F.P.A.)ƽ°²ÏÕ
(2)with particular average (W.A.)Ë®×ÕÏÕ£¨»ù±¾ÏÕ£©
(3)all risk Ò»ÇÐÏÕ£¨×ÛºÏÏÕ£©
(4)total loss only (T.L.O.) È«ËðÏÕ
(5)war risk Õ½ÕùÏÕ
(6)cargo(extended cover)clauses»õÎÀ©Õ¹£©Ìõ¿î
(7)additional risk ¸½¼ÓÏÕ
(8)from warehouse to warehouse clauses²ÖÖÁ²ÖÌõ¿î
(9)theft,pilferage and nondelivery (T.P.N.D.)µÁÇÔÌá»õ²»×ÅÏÕ
(10)rain fresh water damage µË®ÓêÁÜÏÕ
(11)risk of shortage ¶ÌÁ¿ÏÕ
(12)risk of contamination Õ´ÎÛÏÕ
(13)risk of leakage ÉøÂ©ÏÕ
(14)risk of clashing & breakageÅöËðÆÆËéÏÕ
(15)risk of odour ´®Î¶ÏÕ
(16)damage caused by sweating and/or heating Êܳ±ÊÜÈÈÏÕ
(17)hook damage ¹³ËðÏÕ
(18)loss and/or damage caused by breakage of packing°ü×°ÆÆÁÑÏÕ
(19)risk of rusting ÐâËðÏÕ
(20)risk of mould ·¢Ã¹ÏÕ
(21)strike, riots and civel commotion (S.R.C.C.) °Õ¹¤¡¢±©¶¯¡¢Ãñ±äÏÕ
(22)risk of spontaneous combustion ×ÔȼÏÕ
(23)deterioration risk ¸¯ÀñäÖÊÏÕ
(24)inherent vice risk ÄÚÔÚȱÏÝÏÕ
(25)risk of natural loss or normal loss;ºÄ»ò×ÔÈ»ËðºÄÏÕ
(26)special additional risk ÌØ±ð¸½¼ÓÏÕ
(27)failure to delivery ½»»õ²»µ½ÏÕ
(28)import duty ½ø¿Ú¹ØË°ÏÕ
(29)on deck ²ÖÃæÏÕ
(30)rejection ¾ÜÊÕÏÕ
(31)aflatoxin »ÆÇúÃ¹ËØÏÕ
(32)fire risk extension clause-for storage of cargo at destination Hongkong, including Kowloon, or Macao ³ö¿Ú»õÎïµ½Ïã¸Û£¨°üÀ¨¾ÅÁúÔÚÄÚ£©»ò°ÄÃÅ´æ²Ö»ðÏÕÔðÈÎÀ©Õ¹Ìõ¿î
(33)survey in customs risk º£¹Ø¼ìÑéÏÕ
(34)survey at jetty risk ÂëÍ·¼ìÑéÏÕ
(35)institute war risk ѧ»áÕ½ÕùÏÕ
(36)overland transportation risks½ÔËÏÕ
(37)overland transportation all risks½ÔË×ÛºÏÏÕ
(38)air transportation risk º½¿ÕÔËÊäÏÕ
(39)air transportation all risk º½¿ÕÔËÊä×ÛºÏÏÕ
(40)air transportation war risk º½¿ÕÔËÊäÕ½ÕùÏÕ
(41)parcel post risk ÓʰüÏÕ
(42)parcel post all risk Óʰü×ÛºÏÏÕ
(43)parcel post war risk ÓʰüÕ½ÕùÏÕ
(44)investment insurance(political risks) Ͷ×ʱ£ÏÕ£¨ÕþÖηçÏÕ£©
(45)property insurance ²Æ²ú±£ÏÕ
(46)erection all risks °²×°¹¤³ÌÒ»ÇÐÏÕ
(47)contractors all risks ½¨Öþ¹¤³ÌÒ»ÇÐÏÕ
2.the stipulations for insurance ±£ÏÕÌõ¿î
(1)marine insurance policy º£Ô˱£ÏÕµ¥
(2)specific policyµ¥¶À±£ÏÕµ¥
(3)voyage policy º½³Ì±£ÏÕµ¥
(4)time policyÆÚÏÞ±£ÏÕµ¥
(5)floating policy (or open policy) Á÷¶¯±£ÏÕµ¥
(6)ocean marine cargo clauses º£ÑóÔËÊä»õÎï±£ÏÕÌõ¿î
(7)ocean marine insurance clauses (frozen products)º£ÑóÔËÊäÀ䲨»õÎï±£ÏÕÌõ¿î
(8)ocean marine cargo war clauses º£ÑóÔËÊä»õÎïÕ½ÕùÏÕÌõ¿î
(9)ocean marine insurance clauses (woodoil in bulk) º£ÑóÔËÊäÉ¢×°Í©Óͱ£ÏÕÌõ¿î
(10)overland transportation insurance clauses (train, trucks) ½ÉÏÔËÊä»õÎï±£ÏÕÌõ¿î£¨»ð³µ¡¢Æû³µ£©
(11)overland transportation insurance clauses (frozen products)½ÉÏÔËÊäÀ䲨»õÎï±£ÏÕÌõ¿î
(12)air transportation cargo insurance clauses º½¿ÕÔËÊä»õÎï±£ÏÕÌõ¿î
(13)air transportation cargo war risk clauses º½¿ÕÔËÊä»õÎïÕ½ÕùÏÕÌõ¿î
(14)parcel post insurance clauses Óʰü±£ÏÕÌõ¿î
(15)parcel post war risk insurance clauses ÓʰüÕ½Õù±£ÏÕÌõ¿î
(16)livestock & poultry insurance clauses (by sea, land or air) »îÉüÐó¡¢¼ÒÇݵĺ£ÉÏ¡¢Â½ÉÏ¡¢º½¿Õ±£ÏÕÌõ¿î
(17)¡risks clauses of the P.I.C.C. subject to C.I.C.¸ù¾ÝÖйúÈËÃñ±£ÏÕ¹«Ë¾µÄ±£ÏÕÌõ¿îͶ±£¡¡ÏÕ
(18)marine insurance policies or certificates in negotiable form, for 110% full CIF invoice covering the risks of War & W.A. as per the People's Insurance Co. of China dated 1/1/1976. with extended cover up to Kuala Lumpur with claims payable in (at) Kuala Lumpur in the currency of draft (irrespective of percentage) ×÷Ϊ¿ÉÒ鸶¸ñʽµÄº£Ô˱£ÏÕµ¥»òƾ֤°´ÕÕµ½°¶¼ÛµÄ·¢Æ±½ð¶î110%Ͷ±£ÖйúÈËÃñ±£ÏÕ¹«Ë¾1976Äê1ÔÂ1ÈÕµÄÕ½ÕùÏպͻù±¾ÏÕ£¬¸ºÔðµ½¼ªÂ¡ÆÂΪֹ¡£°´ÕÕ»ãÆ±ËùʹÓõĻõ±ÒÔÚ¼ªÂ¡ÆÂÅ⸶£¨ÎÞÃâÅâÂÊ£©
(19)insurance policy or certificate settling agent's name is to be indicated, any additional premium to cover uplift between 10 and 17% may be drawn in excess of the credit ualue ±£ÏÕµ¥»òƾ֤Ðë±íÃ÷ÀíÅâ´úÀíÈ˵ÄÃû³Æ£¬±£ÏÕ·ÑÈçÔö¼Ó10-17%¿ÉÔÚ±¾Ö¤½ð¶îÒÔÍâÖ§¸¶
(20)insurance policy (certificate) ¡ Name of Assured to be showed: A.B.C.Co. Ltd. ±£ÏÕµ¥»òƾ֤×÷³ÉÒÔA.B.C.ÓÐÏÞ¹«Ë¾Îª±»±£ÏÕÈË
(21)insurance policy or certificate covering W.A. (or F.P.A.) and war risks as per ocean marine cargo clause and ocean marine cargo war risk clauses of the People's Insurance Company of China dated 1/1/1981 ±£ÏÕµ¥»òƾ֤¸ù¾ÝÖйúÈËÃñ±£ÏÕ¹«Ë¾1981Äê1ÔÂ1Èյĺ£ÑóÔËÊä»õÎï±£ÏÕÌõ¿îºÍº£ÑóÔËÊä»õÎïÕ½ÕùÏÕÌõ¿îͶ±£Ë®×ÕÏÕ£¨»òƽ°²ÏÕ£©ºÍÕ½ÕùÏÕ
(22)insurance policy/certificate covering all war mines risks±£ÏÕµ¥/ƾ֤Ͷ±£Ò»ÇÐÏÕ¡¢Õ½ÕùÏÕ¡¢µØÀ×ÏÕ£¨×¢£ºmines½âÊÍΪµØÀ×£¬ÊôÓÚÕ½ÕùÏյĸºÔð·¶Î§£¬¿ÉÒÔ½ÓÊÜ£©
(23)W.A. this insurance must be valid for period of 60 days after the discharge of goods Ë®×ÕÏÕÔÚ»õÎïж´¬ºó60ÌìÓÐЧ
(24)in triplicate covering all risks and war risks including W.A. and breakage in excess of five per cent on the whole consignment and including W/W up to buyer's godown in Penang Ͷ±£Ò»ÇÐÏÕºÍÕ½ÕùÏÕ°üÀ¨Ë®×ÕÏÕ£¬ÆÆËéËðʧÓÐ5%¾ø¶ÔÃâÅâÂÊ£¬°´È«²¿»õÎï¼ÆË㣬°üÀ¨²ÖÖÁ²ÖÌõ¿î£¬¸ºÔðµ½Âò·½ÔÚéijǵIJֿâΪֹ£¨µÄ±£ÏÕµ¥£©Ò»Ê½Èý·Ý
(25)insurance policy issued of endorsed to order ¡ for the face value of invoice plus 10% covering including war with 15 days after arrival of goods at destination, only against FPA and T.P.N.D.°´·¢Æ±ÃæÖµ¼Ó10%Ͷ±£Õ½ÕùÏÕ£¬»õÎïµ½´ïÄ¿µÄµØºó15ÌìÓÐЧ£¬½ö¸ºÔðÆ½°²Ïպ͵ÁÇÔÌá»õ²»×ÅÏյı£ÏÕµ¥¿ª¸ø»ò±³Ê鏸¡¡
(26)insurance policy or certificate issued by an insurance Co. with W.P.A. clause covering the merchandise for about 10% above the full invoice value including unlimited transhipment with claims payable at Singapore Óɱ£ÏÕ¹«Ë¾Ç©·¢µÄ±£ÏÕµ¥»òƾ֤°´·¢Æ±×ܽð¶îÁí¼Ó10%Ͷ±£Ë®×ÕÏÕ£¬°üÀ¨·ÇÏÞ¶¨×ª´¬µÄËðʧ£¬ÔÚÐÂ¼ÓÆÂÅ⸶
(27)covering all eventual risks Ͷ±£Ò»ÇÐÒÔÍâ·çÏÕ
(28)covering all marine risks Ͷ±£Ò»Çк£ÔË·çÏÕ
(29)marine insurance policy including "both ot blame" collision clauses and fully covering the shipment º£Ô˱£ÏÕµ¥°üÀ¨¸ºÔ𴬲°»¥×²Ìõ¿îºÍÈ«²¿»õÔØ
(30)insurance ¡ including deviation clauses ±£ÏÕ°üÀ¨ÈƵÀÌõ¿î
(31)covering overland transportation all risks as per overland transportation cargo insurance clauses (train, trucks) of the People's Insurance Company of China dated¡ °´ÕÕÖйúÈËÃñ±£ÏÕ¹«Ë¾¡ÁÄê¡ÁÔ¡ÁÈÕ½ÉÏÔËÊä»õÎï±£ÏÕÌõ¿î£¨»ð³µ¡¢Æû³µ£©Í¶±£Â½ÉÏÔËÊäÒ»ÇÐÏÕ
(32)covering air transportation all risk as per air transportation cargo insurance clauses of P.I.C.C. °´ÕÕÖйúÈËÃñ±£ÏÕ¹«Ë¾¡ÁÄê¡ÁÔ¡ÁÈÕº½¿ÕÔËÊä»õÎï±£ÏÕÌõ¿îͶ±£º½¿ÕÔËÊäÒ»ÇÐÏÕ
(33)insurance policy or certificate covering parcel post all risks including war risks as per parcel post insurance clauses and parcel post war risk insuracne clauses of the People's Insurance Company of China dated¡ ±£ÏÕµ¥»òƾ֤°´ÕÕÖйúÈËÃñ±£ÏÕ¹«Ë¾¡ÁÄê¡ÁÔ¡ÁÈÕÓʰü±£ÏÕÌõ¿îºÍÓʰüÕ½ÕùÏÕÌõ¿îͶ±£ÓʰüÒ»ÇÐÏÕºÍÓʰüÕ½ÕùÏÕ
(34)covering all risks including war risks as per ocean marine cargo clauses and air transportation cargo insurance clauses and ocean marine cargo war risk clauses and air transportation cargo war risk clauses of the People's Insurance Company of China dated¡ °´ÕÕÖйúÈËÃñ±£ÏÕ¹«Ë¾¡ÁÄê¡ÁÔ¡ÁÈÕº£ÑóÔËÊä»õÎï±£ÏÕÌõ¿îºÍº½¿ÕÔËÊä»õÎï±£ÏÕÌõ¿îÒÔ¼°º£ÑóÔËÊä»õÎïÕ½ÕùÏÕÌõ¿îºÍº½¿ÕÔËÊä»õÎïÕ½ÕùÏÕÌõ¿îͶ±£º£¿ÕÁªÔËÒ»ÇÐÏÕºÍÕ½ÕùÏÕ
(35)covering all risks as per ocean marine cargo clauses and overland transportation cargo insurance clause (train, truck) of P.I.C.C. dated¡°´ÕÕÖйúÈËÃñ±£ÏÕ¹«Ë¾¡ÁÄê¡ÁÔ¡ÁÈÕº£ÑóÔËÊä»õÎï±£ÏÕÌõ¿îºÍ½ÉÏÔËÊä»õÎï±£ÏÕÌõ¿î£¨»ð³µ¡¢Æû³µ£©Í¶±£º£Â½ÁªÔËÒ»ÇÐÏÕ
(36)covering all risks including war risks as per overland transportation cargo insurance clauses (train,truck) and air transportation cargo insurance clauses and air transportation cargo war risk clause and war clauses (for cargo transportation by rail) of the People's Insurance Company of China dated¡ °´ÕÕÖйúÈËÃñ±£ÏÕ¹«Ë¾¡ÁÄê¡ÁÔ¡ÁÈÕ½ÔË»õÎï±£ÏÕÌõ¿î£¨»ð³µ¡¢Æû³µ£©ºÍ¿ÕÔË»õÎï±£ÏÕÌõ¿îÒÔ¼°¿ÕÔË»õÎïÕ½ÕùÏÕÌõ¿îºÍÌú·»õÔËÕ½ÕùÌõ¿îͶ±£Â½¿Õ½ÁªÔËÒ»ÇÐÏÕºÍÕ½ÕùÏÕ
(37)including shortage in weight in excess of 0.5%(with 0.5% franchise) on the whole consignment °üÀ¨¶ÌÁ¿ËðʧÓÐ0.5%¾ø¶ÔÃâÅâÂÊ£¨0.5%Ïà¶ÔÃâÅâÂÊ£©£¬°´È«²¿»õÎï¼ÆËã
(38)including risk of breakage and clashing °üÀ¨ÆÆÁÑ»ò°¼±ñÏÕ
(39)including risk of chipping & denting °üÀ¨ËéÁÑ»ò°¼ÍäÏÕ
(40)including risk of bad odour °üÀ¨¶ñζÏÕ
(41)including damage by hooks, oils, muds and contact with other cargo(insured value) °üÀ¨¹³Ëð¡¢ÓÍÎÛ¡¢ÄàÎÛÒÔ¼°ºÍËûÎï½Ó´¥ËùÖµÄËðʧ£¨ÒÔ±£ÏÕ¼ÛֵΪÏÞ£©
(42)including damage caused by rain fresh and/or water, internal combustion(total or partial loss) °üÀ¨µË®ÓêÁÜ£¬×ÔȼËùÖµÄËðʧ£¨°üÀ¨È«²¿»ò²¿·ÖËðʧ£©
(43)including loss and/or damage caused by sea water, fresh-water, acid,grease °üÀ¨º£Ë®¡¢µË®¡¢ËáÊ´¡¢ÓÍÖ¬ËùÖµÄËðʧ
(44)including T.P.N.D. loss and/or damage caused by heat, ship's sweat and odour, hoop-rust, breakage of packing °üÀ¨ÍµÇÔÌá»õ²»×Å£¬ÊÜÈÈ´¬²Õ·¢º¹£¬´®Î¶£¬Ìú¹¿ÐâË𣬰ü×°ÆÆÁÑËùÖµÄËðʧ
(45)including damage caused by infestation mould°üÀ¨³æÖûùÀõÄËðʧ
(46)including damage due to rough handling during transit subject to C.T.C. °´ÕÕÖйú±£ÏÕÌõ¿î°üÀ¨ÔËÊä;ÖвÙ×÷²»µ±ËùÖµÄËðʧ
(47)including loss and/or damage from any external cause as per CIC °´ÕÕÖйú±£ÏÕÌõ¿î°üÀ¨ÍâÀ´ÔÒòËùÖµÄËðʧ
(48)including damage by slings, stains, grease, acids°üÀ¨µõ¾ß¡¢°ßÎÛ¡¢ÓÍÖ¬¡¢ËáÊ´Ôì³ÉµÄËðʧ
(49)excluding risk of breakage ²»°üÀ¨ÆÆËéÏÕ
(50)including the breakage does not cover the goods remarked in th invoice as originally damage °üÀ¨ÆÆËéÏÕ£¬µ«²»¸ºÔð·¢Æ±Ëùʾ֮»õÎïµÄÔ²ÐËðʧ
(51)excluding natural loss in weight ²»°üÀ¨Í¾ºÄ¶ÌÁ¿µÄËðʧ
(52)including 60 days after discharge of the goods at port of destination (or at station of destination) subject to C.T.C. °´ÕÕÖйú±£ÏÕÌõ¿î»õÎïÔÚÄ¿µÄ¸Ûж´¬£¨»òÔÚÄ¿µÄµØ³µÕ¾Ð¶³µ£©ºó60ÌìΪֹ
(53)including W.A. & risk of fire for 60 days in customs warehouse after discharge of the goods at port of destination subject to CIC °´ÕÕÖйú±£ÏÕÌõ¿îͶ±£Ë®×ÕÏպͻðÏÕ£¬ÔÚÄ¿µÄ¸Ûж»õºó´æÈ뺣¹Ø²Ö¿â60ÌìΪֹ
(54)this insurance must be valid for a period of 60 days after arrival of merchandise at inland destination ±¾±£ÏÕÀ©Õ¹µ½»õÎïµ½´ïÄڵصÄÄ¿µÄµØºó60ÌìÓÐЧ
(55)insurance policy or certificate covering F.P.A. including the risk of war and risks of S.R.C.C. as per I.C.C. dated¡and institute war clauses dated¡and institute S.R.C.C. clauses dated¡°´ÕÕ¡ÁÄê¡ÁÔ¡ÁÈÕÂ׶ر£ÏÕѧ»áÌõ¿îºÍ¡ÁÄê¡ÁÔ¡ÁÈÕѧ»áÕ½ÕùÏÕÌõ¿îÒÔ¼°¡ÁÄê¡ÁÔ¡ÁÈÕѧ»á°Õ¹¤¡¢±©¶¯¡¢Ãñ±äÏÕÌõ¿îͶ±£Æ½°²ÏÕ¡¢Õ½ÕùÏպͰչ¤¡¢±©¶¯¡¢Ãñ±äÏÕ
(56)the People's Insurance Company of China investment insurance (political risks) clauses ÖйúÈËÃñ±£ÏÕ¹«Ë¾Í¶×ʱ£ÏÕ£¨ÕþÖηçÏÕ£©Ìõ¿î
(57)property insurance clauses ²Æ²ú±£ÏÕÌõ¿î
(58)the People's Insurance Company of China Erection all risks clauses ÖйúÈËÃñ±£ÏÕ¹«Ë¾°²×°¹¤³ÌÒ»ÇÐÏÕÌõ¿î
(59)the People's Insurance Company of China contractors all risks clauses ÖйúÈËÃñ±£ÏÕ¹«Ë¾½¨Öþ¹¤³ÌÒ»ÇÐÏÕÌõ¿î
