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GERLING – KONZERN ALLGEMEINE VERSICHERUNGS-AKTIENGESELLECHAFTCertificate of InsuranceAgencyOpen CoverNumberAddress of AgencyGERLING SERVICE NEDERLAND N.V.Herengracht 520, 1017 cc Amsterdam / The NetherlandsTel.: (20)5249213Telefax: (20)6268093Telegrams: GerlingnetThis is to certify that under the above-named open cover insurance is granted to ORDER For account of whom it may concern. Sum insured: USD123,046(USD one hundred twenty three thousand forty six only) Insured goodsDEMINERLIZED WHEY POWDERGross weight:Net weight:Shipping marks:Packing: 121380.00 kgs119000.00 kgsCH/99/66.908--------------DALIAN CHINA4760 25kg in 4-ply paper sacks with inner polyethylene liner and big bags in 7x20’ containers as per contract no. CH/99/66.908 and as per LC no. LC8230074/99 Insured VoyagePlace of commencement of insurance Interior of Helsinki FinlandTo Dalian, P.R.C.Via Rotterdam the NetherlandsBy means of transport With mv Sea Nodica and Lindoe MaerskShipping date September 15, 1999ConditionsMarine Insurance (ADS) and Special Conditions for Cargo (ADS Guterversicherung 1973) Conditions of the above-mentioned open cover. From the conditions overleaf the following are applicable.9, 10, 11 Cover applies to the voyage between the places of commencement and termination of insurance mentioned above as per Warehouse to of _____ days after discharge from the ocean vessel at the part of destination. In addition:claims payable in China in currency of the draft, covering ocean marine transportation All risks, War risks. Claims are payable to the bearer.The certificate is made out in 3 originals. If a claims is paid against one of them the other(s) with be void. Important instructions to be followed in case of loss or damage see overleaf.Claims Survey Agent ( to be called in when claims exceed the amount of DM2000.- or countervalue in other currency) Huatai Insurance Agency &Consultant Service Ltd.115 Sidalin RoadDalian Chinatel (411)2654528, 2630872fax (411)2804558Telex 86222 picc cnDate September 12, 1999 GERLING – KONZERNALLGEMEINE VERSICHERUNGS-AKTIENGESELLSCHAFT