öλÔÓéÀֵǼÈë¿ÚÏÂÔØ

¡¡¡¡Notes

¡¡¡¡1.The ways (how)banks employ their fundsÒøÐÐÊÇÈçºÎÔËÓÃ×ʽðµÄ£¨ÒøÐÐÔËÓÃ×ʽðµÄ·½Ê½£©

¡¡¡¡(1)banks employ their fundsÊǶ¨Óï´Ó¾ä£¬Ê¡ÂÔÁ˹Øϵ¸±´Êhow

¡¡¡¡(2)funds n.¢Ùa sum of money or other resources set aside for a specific purpose:»ù½ð£ºÎªÌض¨Ä¿µÄ¶ø²¦³öµÄÇ®¿î£º

¡¡¡¡Àý£ºa pension fund.ÍËÐÝ»ù½ð

¡¡¡¡¢Úavailable money; ready cash:ÏÖ½ð£»Ô¤¸¶½ð£º

¡¡¡¡Àý£ºshort on funds.ÏÖ½ð¶Ìȱ

¡¡¡¡2.He cannot keep his deposits lying idle in his safes and strongroomsÒøÐв»Äܽ«´æ¿îÒ»Ö±ÏÐÖÃÔÚ±£ÏÕÏäºÍ±£ÏÕ¿âÀï

¡¡¡¡(1)keep vt.to cause to continue in a state, condition, or course of action:ά³Ö£ºÊ¹¡­±£³Öijһ״̬¡¢Çé¿ö»ò¹ý³ÌµÄ¶¯×÷

¡¡¡¡Àý£ºattempt to keep the patient calmÊÔͼʹ²¡ÈËÕò¾²

¡¡¡¡(2)lying idle in his safes and strongroomsÊǷִʶÌÓÔÚ¾äÖÐ×ö±öÓï²¹×ãÓï

¡¡¡¡3. A banker also earns money from the charges which he makes for some of his services, but much the greater part of a bank's income comes from investing and lending its deposits.ÒøÐл¹´ÓÆäÌṩ·þÎñµÄÊÖÐø·ÑÖлñµÃ»õ±ÒÊÕÈ룬³ý´Ë¶øÍ⣬ÒøÐеľø´ó²¿·ÖÊÕÈëÊÇͨ¹ýͶ×ʺͳö½è´¢Ðî×ʽð¶ø»ñµÃµÄ¡£

¡¡¡¡(1) earn money from the charges´Ó£¨ÆäÌṩ·þÎñµÄ£©ÊÖÐø·ÑÖлñµÃ»õ±ÒÊÕÈë

¡¡¡¡(2)but much(that):with the exception that; except that. Used to introduce a dependent clause:Èô·Ç£º³ý·Ç£»³ý´Ë¡£ÓÃÓÚÒýµ¼Ò»¸ö¶ÀÁ¢µÄ´Ó¾ä

¡¡¡¡Àý£ºwould have resisted but that they lacked courage.

¡¡¡¡Èç¹û²»ÊÇȱ·¦ÓÂÆøËýÃÇ»áµÖ¿¹µÄ

¡¡¡¡(3)¶¯Ãû´Ê¶ÌÓïinvesting and lending its deposits×ö½é´ÊfromµÄ±öÓÒâ˼ÊÇ"½«´¢Ðî×ʽðͶ×ʳöÈ¥»ò½è³öÈ¥"

¡¡¡¡4. Their first concern is to see that they always have sufficient notes and coin in their tills, or in reserve, to meet instantly all the demands for cash that may be made upon them. ËûÃÇ×î¹ØÐĵÄÊÇÈ·±£Ç®¹ñÀ»ò´¢±¸ÓÐ×ã¹»µÄ³®Æ±£¬Ñ¸ËÙÓ¦¸¶¿ÉÄÜ·¢ÉúµÄ¸÷ÖÖÏÖ½ð֧ȡ¡£

¡¡¡¡(1) concern n.ÓÐÀûº¦¹Øϵ£»Ëù¹ØÇеÄÊÂ

¡¡¡¡Àý£ºThe managing director's only concern was how to improve the quality of their products.

¡¡¡¡×ܾ­ÀíÐÄÀïÏëµÄÈ«ÊÇÈçºÎÌá¸ß²úÆ·ÖÊÁ¿¡£

¡¡¡¡(2)´Ë¾äÖеÄÁ½¸ö¶¯´Ê²»¶¨Ê½¶ÌÓïto see that ¡­,to meet instantly all the demands for¡­×öϵ´ÊisµÄ±íÓ²¢ÁйØϵ£©

¡¡¡¡(3)(the demand for cash)that may be made upon themÊǶ¨Óï´Ó¾ä£¬ÐÞÊÎthe demand¡­,±äΪÖ÷¶¯¾äӦΪmake demand for cash upon them(banks)£¬Òâ˼ÊÇ"£¨Ó¦¸¶¿Í»§£©ÏòÒøÐÐÌáÈ¡ÏÖ½ðµÄÒªÇó"

¡¡¡¡5.but this money is quickly returned to the banks by the shops and traders who receive it and who pay it into their own bank accounts. µ«ÊÇÕâЩǮºÜ¿ìͨ¹ýÊÕµ½¿îÏîµÄÉ̵êºÍÉÌÈ˻ص½ÒøÐУ¬´æÈëËûÃÇ×Ô¼ºµÄÒøÐл§Í·¡£

¡¡¡¡(1)who¡­and who¡­Òýµ¼¶¨Óï´Ó¾ä

¡¡¡¡(2)pay it into their own bank accounts´æÈëËûÃÇ×Ô¼ºµÄÒøÐÐÕË»§

¡¡¡¡6.To reinforce their cash reserves, banks keep another sizeable chunk of their money in assets which can be quickly turned back into money with little risk of loss. ΪÁËÔö²¹Ïֽ𴢱¸£¬ÒøÐÐÒÔ×ʲúµÄÐÎʽ±£´æÁíÍâºÜ´óÒ»²¿·Ö×ʽð£»ÕâЩ×ʲú¿ÉÒÔѸËÙת±ä³ÉÏÖ½ð£¬Ã»ÓÐʲôËðʧ·çÏÕ¡£

¡¡¡¡(1)to reinforce their cash reservesÊDz»¶¨Ê½¶ÌÓ×öÄ¿µÄ×´Óï

¡¡¡¡(2)keep¡­money in assetsÒÔ×ʲúµÄÐÎʽ±£´æ¡­ÏÖ½ð

¡¡¡¡(3)(assets) turn back into money£¨×ʲú£©×ª±äΪÏÖ½ð