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¡¡Notes

¡¡¡¡1.Funds may be withdrawn on demand either by drawing cash by cheque at the branch where the account is maintained or by writing cheques in favour of another person.×ʽð¿ÉÒÔËæʱÌáÈ¡£¬»òÕßÔÚÕË»§ÐÐÓÃ֧ƱÌá¿î,»òÕßÇ©·¢Ö§Æ±¸ø±ðÈË¡£

¡¡¡¡(1)on demand°´ÐèÇ󣬰´ÐèÒª
ÒªÇó£ºÓµÓÐÒ»ÖÖÉÌÆ·»òʹÓÃÒ»ÖÖ·þÎñµÄÒªÇó£¬Ó빺ÂòÁ¦ÃÜÇÐÏà¹Ø

¡¡¡¡(2)draw cash by chequeÓÃ֧ƱÌá¿î

¡¡¡¡(3)(branch) where the account is maintainedÊǶ¨Óï´Ó¾ä£¬ÐÞÊÎÇ°ÃæµÄbranch£¬ÒâΪ"¿ªÁ¢ÕË»§µÄ£¨ÒøÐУ©"¡£

¡¡¡¡(4)write cheques in favour of another person¿ª³öÒÔÁíÍâÒ»¸öÈËΪÊÕ¿îÈ˵Ä֧Ʊ

¡¡¡¡in favour of¡­ÒÔ¡­ÎªÊÜÒæÈË£¬ÒÔ¡­ÎªÊÕ¿îÈË

¡¡¡¡2.Interest is calculated on the amount of overdraft on a daily basis and charged to the account half-yearly, at a rate based on the percentage over the bank's base rate.ÀûÏ¢ÊǸù¾ÝÒøÐлù×¼ÀûÂʼÓÉϰٷֵ㣬°´ÖðÈÕµÄ͸֧½ð¶î¼ÆË㣬ÿ°ëÄê½è¼ÇÕË»§¡£

¡¡¡¡(1)on a daily basis°´Ã¿Ìì

¡¡¡¡(2)(interest is) charged to the account£¨ÀûÏ¢£©½è¼ÇÕË»§

¡¡¡¡charge v.£¨Óëto, up toÁ¬Ó㩼ÇÕË£»ÔÚÕʲáµÈÉϼÇÈë¡­

¡¡¡¡Àý£ºDon't forget to charge the money of the shoes to my account.

¡¡¡¡±ðÍüÁË°ÑЬǮ¼ÇÔÚÎÒÕÊÉÏ¡£

¡¡¡¡(3)(at a rate) based on the percentage over the bank's base rate¹ýÈ¥·Ö´Ê¶ÌÓ×÷ºóÖö¨Óï¡£

¡¡¡¡Base rate»ù×¼ÀûÂÊ£¬¼´ÖÐÑëÒøÐлòÒøÐÐҵͬҵЭ»á¹«²¼µÄ²ÎÕÕÀûÂÊ¡£

¡¡¡¡(1) facilities for an overdraft are grantedÊÚÓè͸֧¶î¶È£¨±ãÀû£©
¡¡¡¡facility n.£¨ÈÚ×Ê£©±ãÀû

¡¡¡¡(2) (make a special charge for) committing the bank's money"¶ÔÒøÐÐ×ʽðµÄ³Ðŵ£¨ÊÕÈ¡Ìرð·ÑÓã©"£¬ÒòΪÒøÐгÐŵµÄ×ʽðÔÚ³ÐŵÆڼ䣬´¦ÓÚ"ÏÐÖÃ״̬"£¬ÒªËæʱӦ¸¶ÆóÒµÌá¿î£¬ËùÒÔ²»¹ÜÆóÒµÊÇ·ñÌáÈ¡£¬¶¼½«¶ÔÆóÒµÊÕÈ¡Ò»¶¨µÄ·ÑÓá£

¡¡¡¡(3) whether the facilities are used or notÈò½×´Óï´Ó¾ä

¡¡¡¡4.The cost of these items is calculated quarterly or haft-yearly by the bank's computer and against this is set off "notional" rate of interest on the customer's average credit balance during the period.ÕâЩÏîÄ¿µÄ·ÑÓÃÓÉÒøÐеļÆËã»ú°´¼¾¶È»ò°ëÄê¼ÆËãÒ»´Î£¬°´ÕÕ¸ÃÆÚ¼äÄÚ¿Í»§Æ½¾ù´û·½Óà¶îµÄ"ÃûÒåÉÏ"µÄÀûÂʵÖÏûÕâЩ·ÑÓá£

¡¡¡¡(1) against this is set off "notional" rate of interest¡­´Ë¾äΪµ¹×°ÓïÐò£¬Õý³£ÓïÐòΪ""notional" rate of interest is set off against this(cost)"

¡¡¡¡(2) set offµÖÏú

¡¡¡¡(3) against prep.to the account or debt of¶Ò»»£»ÌáÈ¡£º×÷ΪÕÊÉϵÄÓ¦ÊÕ¿îÏî»ò×÷Ϊ¡­µÄ½èÏî

¡¡¡¡Àý£ºdrew a check against my bank balance.

¡¡¡¡¿ªÖ§Æ±Ö§È¡×Ô¼ºµÄÒøÐнáÓà

¡¡¡¡5.Where the "notional" interest exceeds the cost of the debit items no charge is made, although no interest is credited to the account.¾¡¹ÜÕË»§ÉÏûÓдû¼ÇÀûÏ¢£¬µ«·²ÊÇ"ÃûÒåÉÏ"µÄÀûÂʳ¬¹ý½è¼ÇÏîÄ¿µÄ·ÑÓ㬾Ͳ»ÊÕÈ¡·ÑÓá£

¡¡¡¡(1) Where ¡­ conj.Òýµ¼×´Óï´Ó¾ä£¬ÒâΪ"ÔÚÄÇÖÖÇé¿ö£¬ÄÇÑù£¬µ«ÊÇ"¡£

¡¡¡¡(2) debit items´û¼ÇÏîÄ¿

¡¡¡¡(3) although¡­ conj.Òýµ¼Èò½×´Óï´Ó¾ä¡£

¡¡¡¡(4) credit vt.an entry or the sum of the entries on this side´û¼Ç£ºÔÚÕâÒ»·½µÄ¼ÇÈë»ò¼ÇÈë×ÜÊý