Overview of the Banking Industry in ChinaI.Thr Role of the Banking Sector in China
Paragragh 12(P2,µ¹ÊýµÚ2¶Î)
1.In addition, three policy banks (the State Development Bank, the Agricultual Development Bank of China and the Export and Import Bank of China) were established in 1994 to facilitate the separation of policy banking from commercial banking operations.
´ËÍ⣬1994Äê¹ú¼Ò³ÉÁ¢ÁËÈý¼ÒÕþ²ßÐÔÒøÐУ¨¹ú¼Ò¿ª·¢ÒøÐС¢ÖйúÅ©Òµ·¢Õ¹ÒøÐкÍÖйú½ø³ö¿ÚÒøÐУ©£¬´Ó¶ø´ÙʹÁËÕþ²ßÐÔÒøÐÐÒµÎñÓëÉÌÒµÒøÐÐÒµÎñµÄ·ÖÀë¡£
(1)three policy bank:Èý¼ÒÕþ²ßÐÔÒøÐÐ the State Development Bank:¹ú¼Ò¿ª·¢ÒøÐÐ the Agricultural Development Bank of China:ÖйúÅ©Òµ·¢Õ¹ÒøÐÐ the Export and Import Bank of China:Öйú½ø³ö¿ÚÒøÐÐ 2.These policy-banking institutions have embarked on a track of steady development. ÕâЩÕþ²ßÐÔ½ðÈÚ»ú¹¹ÒѾ²½ÈëÎȶ¨·¢Õ¹µÄ¹ìµÀ¡£ (1)embark on a track of steady development:½øÈëÎȶ¨·¢Õ¹µÄ¹ìµÀ embark (on;upon):start;take part in:¿ªÊ¼£»´ÓÊ Àý£ºembark upon a new business undertaking:´ÓÊÂÒ»ÏîеÄÉÌÒµ track: n.course;line taken by sth:½ø³Ì£»Â·¾ 3.They are playing an important role in financing major infrastructural projects and promoting agricultural development and international trade. ËüÃÇÔÚ¹ú¼ÒÖØ´ó»ù´¡½¨ÉèÏîÄ¿ÈÚ×Ê¡¢´Ù½øÅ©Òµ·¢Õ¹ºÍ¹ú¼ÊóÒ׵ȷ½Ã棬·¢»Ó×ÅÖØÒªµÄ×÷Óᣠ(1)to finance major infrastructural projects:¶ÔÖØ´ó»ù´¡½¨ÉèÏîÄ¿ÈÚ×Ê finance: v.provide money for (a scheme, project, etc):¹©£¨¼Æ»®¡¢ÏîÄ¿µÈ£©ÒÔ¾·Ñ infrastructure: n.the parts of a system that compose the shole:ÐγÉÕûÌåµÄÒ»¸öϵͳ֮¸÷²¿·Ö£»»ù´¡£»»ù±¾ÉèÊ© infrastructural: a.of infrastructure: »ù´¡µÄ£»»ù±¾ÉèÊ©µÄ (2)promote: v.help to organize and start;help the progress of:Ìᳫ£»´Ù½ø |
Paragragh 13(P2,µ¹ÊýµÚ1¶Î) 4.Through years of reform efforts, China has developed a banking system consisting mainly of the wholly state-owned commercial banks and joint-equity commercial banks under the supervision of the central bank, the People's Bank of China. ¾¹ý¶àÄêµÄ¸Ä¸ïŬÁ¦£¬ÖйúÒѽ¨Á¢ÆðÁËÒ»¸öÔÚÖÐÑëÒøÐÐ--ÖйúÈËÃñÒøÐмà¹ÜϵÄÒÔ¹úÓжÀ×ÊÉÌÒµÒøÐÐÓë¹É·ÝÖÆÉÌÒµÒøÐÐΪÖ÷ÌåµÄÒøÐÐÌåϵ¡£ |
(1)the wholly state-owned commercial banks:¹úÓжÀ×ÊÉÌÒµÒøÐÐ joint-equity commercial banks:¹É·ÝÖÆÉÌÒµÒøÐÐ 5.As of the end of 2000,China's banking system had three policy banks, four wholly state-owned commercial banks and more than 100 joint-equity commercial banks. µ½2000Äêµ×£¬ÖйúµÄÒøÐÐÌåϵӵÓÐÈý¼ÒÕþ²ßÐÔÒøÐУ¬ËļҹúÓжÀ×ÊÉÌÒµÒøÐУ¬ÒÔ¼°100¶à¼Ò¹É·ÝÖÆÉÌÒµÒøÐС£ (1)as of:till:½ØÖ¹ 5.The non-bank financial sector mainly consisted of trust and investment companies, securities firms, finance companies and insurance firms as well as many urban and rural credit cooperatiives. ·ÇÒøÐнðÈÚ»ú¹¹Ö÷Òª°üÀ¨Í¶×ʹ«Ë¾¡¢Ö¤È¯¹«Ë¾¡¢²ÆÎñ¹«Ë¾¡¢±£ÏÕ¹«Ë¾ÒÔ¼°ÖÚ¶à³ÇÏçÐÅÓúÏ×÷Éç¡£ (1)non-bank financial sector:·ÇÒøÐнðÈÚ»ú¹¹ (2)trust and investment company:ÐÅÍÐͶ×ʹ«Ë¾ (3)securities firm:֤ȯ¹«Ë¾ (4)finance company:²ÆÎñ¹«Ë¾ (5)insurance firm:±£ÏÕ¹«Ë¾ (6)urban and rural credit cooperatives:³ÇÏçÐÅÓúÏ×÷Éç |
