The debit card deposit is defined as one that does not have a definite term, which is based on the current passbook account opened in the bank. It can't be overdrafted. With one current passbook, only one debit card can be opened. You can apply for the debit card without any guarantee. The functions of the card includes deposit or withdrawal, account transferring between the cards, inquiry of remaining amount, modification of password and consumption on the POS, etc. The cardholder can report loss, freeze, cancel the report of loss, cancel the freeze of the debit card . All these don't influence the use of the basic account.
借记卡存款是以在银行开户的活期存折为基本账户，没有存款期限的一种储蓄方式。借记卡存款不可以透支，每一个活期存折只允许开一个借记卡，客户申请借记卡不需要担保。其功能包括存取款、卡与卡转账、余额查询、修改密码、POS机消费等。持卡任可以对借记卡挂失、冻结、解挂、解冻，不影响基本账户的使用
