| Savings Deposits¡¡ | ¡¡ | »îÆÚ´æ¿î¡¡ |
| Foreign currency savings deposits may be kept in the account of deposit certificate or checking account. They may be deposited and withdrawn at any time. The minimum amount for such deposit is foreign currencies with a value not less than the equivalent of RMB 100 yuan for a B-type account of deposit, or foreign currencies with a value not less than the equivalent of 20 RMB yuan for a C-type account of deposit.¡¡ | ¡¡ | Íâ±Ò»îÆÚ´æ¿îΪ´æÕÛ»§ºÍ֧Ʊ»§£¬¿ÉËæʱ´æÈ¡£¬¿ª»§Æð´æ½ð¶î£ºÒÒÖÖÕË»§´æ¿îΪ²»µÍÓÚÈËÃñ±Ò100ÔªµÄµÈÖµÍâ±Ò£»±ûÖÖÕË»§´æ¿îΪ²»µÍÓÚÈËÃñ±Ò20ÔªµÄµÈÖµÍâ±Ò¡£¡¡ |
| Time Deposits¡¡ | ¡¡ | ¶¨ÆÚ´æ¿î¡¡ |
| Time Deposits of Lump-sum Deposit and Lump-sum Withdrawal¡¡ | ¡¡ | Õû´æÕûÈ¡¶¨ÆÚ´æ¿î¡¡ |
| Time deposits of lump-sum deposit and lump-sum withdrawal are fixed deposits that are deposited by lump-sum, and whose principal and interest are paid by lump-sum upon maturity. The terms of deposit are divided into five grades: 1 month, 3 months, 6 months, 1 year or 2 years. The Bank issues registered certificates of deposit for such deposits.¡¡ | ¡¡ | Õû´æÕûÈ¡¶¨ÆÚ´æ¿îΪ¹Ì¶¨´æÆÚ£¬Ò»´Î´æÈ룬µ½ÆÚÒ»´Î֧ȡ±¾Ï¢£¬´æÆÚ·ÖΪ1¸öÔ¡¢3¸öÔ£¬6¸öÔ£¬1Ä꣬2ÄêÎå¸öµµ´Î¡£ÒøÐгö¾ß¼ÇÃûʽ´æµ¥¡£¡¡ |
| Foreign currencies with a value not less than the equivalent of 500 RMB yuan for a B-type deposit, or foreign currencies with a value not less than the equivalent of RMB50 yuan for a C-type deposit. Such deposit may be withdrawn fully or partially prior to maturity for once, or, upon authorization in advance, handled on agency renewal of depositing upon maturity by the bank.¡¡ | ¡¡ | ÒÒÖÖ´æ¿îΪ²»µÍÓÚÈËÃñ±Ò500ÔªµÄµÈÖµÍâ±Ò£»±ûÖÖ´æ¿îΪ²»µÍÓÚÈËÃñ±Ò50ÔªµÄµÈÖµÍâ±Ò¡£±¾´æ¿î¿ÉÔÊÐíÈ«²¿»ò²¿·ÖÌáǰ֧ȡһ´Î£¬Ò²¿ÉÔ¤Ô¼ÓÉÒøÐдú°ìµ½ÆÚתÆÚÐø´æ¡£¡¡ |
| Savings/Time Optional Deposits¡¡ | ¡¡ | ¶¨»îÁ½±ã´æ¿î¡¡ |
| Savings/time optional deposit in foreign currency are registered deposit without fixed amount, without definite maturity, whose interest rate varies in line with the length of maturity. The minimum amount of deposit is the foreign currency with a value not less than the equivalent of 50 RMB yuan. The longest maturity is 1 year, and the interest is computed at a discount rate relevant to the corresponding grade of interest rate for time deposits of lump-sum depositing and lump-sum withdrawal according to the actual number of days deposited. The interest is computed with reference to interest rate of the RMB Time/Current Optional Deposits.¡¡ | ¡¡ | Íâ±Ò¶¨»îÁ½±ã´æ¿îÊÇÒ»ÖÖ²»È·¶¨´æÆÚ£¬ÀûÂÊËæ´æÆÚ³¤¶Ì¶ø±ä¶¯µÄ¼ÇÃûʽ²»¶¨¶î´æ¿î¡£Æð´æ½ð¶î²»µÍÓÚÈËÃñ±Ò50ÔªµÄµÈÖµÍâ±Ò¡£´æÆÚ×Ϊ1Ä꣬°´Êµ´æÌìÊý£¬·ûºÏÕû´æÕûÈ¡¶¨ÆÚ´æ¿îÄĸöµµ´Î¾Í°´¸Ãµµ´ÎÀûÂÊ´òÕÛ¼ÆÏ¢¡£¼ÆÏ¢²ÎÕÕ¡°ÈËÃñ±Ò¶¨»îÁ½±ã´¢Ðî´æ¿î¡±¡£¡¡ |
| Seven-day Notice Deposit¡¡ | ¡¡ | ÆßÌì֪ͨ´æ¿î¡¡ |
| The principal is deposited in a lump-sum for a maturity of not less than seven days. The minimum amount of deposit is the foreign currency with a value not less than the equivalent 5,000 RMB yuan. For the withdrawal of such deposit, the Bank shall be informed in writing seven days ahead of time.¡¡ | ¡¡ | Ò»´ÎÐÔ´æÈë±¾½ð£¬´æÆÚ²»ÉÙÓÚ7Ì죬Æð´æ½ð¶î²»µÍÓÚ5,000ÔªÈËÃñ±ÒµÄµÈÖµÍâ±Ò¡£Ö§È¡´æ¿îÐèÔÚ7ÌìÇ°ÊéÃæ֪ͨÒøÐС£¡¡ |
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