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1.Risks & CoverageÏÕ±ð(1)free from particular average (F.P.A.)ƽ°²ÏÕ(2)with particular average (W.A.)Ë®×ÕÏÕ£¨»ù±¾ÏÕ£©(3)all riskÒ»ÇÐÏÕ£¨×ÛºÏÏÕ£©(4)total loss only (T.L.O.)È«ËðÏÕ(5)war riskÕ½ÕùÏÕ(6)cargo(extended cover)clauses»õÎÀ©Õ¹£©Ìõ¿î(7)additional risk¸½¼ÓÏÕ(8)from warehouse to warehouse clauses²ÖÖÁ²ÖÌõ¿î(9)theft,pilferage and nondelivery (T.P.N.D.)µÁÇÔÌá»õ²»×ÅÏÕ(10)rain fresh water damageµ­Ë®ÓêÁÜÏÕ(11)risk of shortage¶ÌÁ¿ÏÕ(12)risk of contaminationÕ´ÎÛÏÕ(13)risk of leakageÉø©ÏÕ(14)risk of clashing & breakageÅöËðÆÆËéÏÕ(15)risk of odour´®Î¶ÏÕ(16)damage caused by sweating and/or heatingÊܳ±ÊÜÈÈÏÕ(17)hook damage¹³ËðÏÕ(18)loss and/or damage caused by breakage of packing°ü×°ÆÆÁÑÏÕ(19)risk of rustingÐâËðÏÕ(20)risk of mould·¢Ã¹ÏÕ(21)strike, riots and civel commotion (S.R.C.C.)°Õ¹¤¡¢±©¶¯¡¢Ãñ±äÏÕ(22)risk of spontaneous combustion×ÔȼÏÕ(23)deterioration risk¸¯ÀñäÖÊÏÕ(24)inherent vice riskÄÚÔÚȱÏÝÏÕ(25)risk of natural loss or normal loss;ºÄ»ò×ÔÈ»ËðºÄÏÕ(26)special additional riskÌر𸽼ÓÏÕ(27)failure to delivery½»»õ²»µ½ÏÕ(28)import duty½ø¿Ú¹ØË°ÏÕ(29)on deck²ÖÃæÏÕ(30)rejection¾ÜÊÕÏÕ(31)aflatoxin»ÆÇúùËØÏÕ(32)fire risk extension clause-for storage of cargo at destination Hongkong, including Kowloon, or Macao³ö¿Ú»õÎïµ½Ïã¸Û£¨°üÀ¨¾ÅÁúÔÚÄÚ£©»ò°ÄÃÅ´æ²Ö»ðÏÕÔðÈÎÀ©Õ¹Ìõ¿î(33)survey in customs riskº£¹Ø¼ìÑéÏÕ(34)survey at jetty riskÂëÍ·¼ìÑéÏÕ(35)institute war riskѧ»áÕ½ÕùÏÕ(36)overland transportation risks½ÔËÏÕ(37)overland transportation all risks½ÔË×ÛºÏÏÕ(38)air transportation riskº½¿ÕÔËÊäÏÕ(39)air transportation all riskº½¿ÕÔËÊä×ÛºÏÏÕ(40)air transportation war riskº½¿ÕÔËÊäÕ½ÕùÏÕ(41)parcel post riskÓÊ°üÏÕ(42)parcel post all riskÓÊ°ü×ÛºÏÏÕ(43)parcel post war riskÓÊ°üÕ½ÕùÏÕ(44)investment insurance(political risks)Ͷ×ʱ£ÏÕ£¨ÕþÖηçÏÕ£©(45)property insurance²Æ²ú±£ÏÕ(46)erection all risks°²×°¹¤³ÌÒ»ÇÐÏÕ(47)contractors all risks½¨Öþ¹¤³ÌÒ»ÇÐÏÕ

2.the stipulations for insurance±£ÏÕÌõ¿î(1)marine insurance policyº£Ô˱£ÏÕµ¥(2)specific policyµ¥¶À±£ÏÕµ¥(3)voyage policyº½³Ì±£ÏÕµ¥(4)time policyÆÚÏÞ±£ÏÕµ¥(5)floating policy (or open policy)Á÷¶¯±£ÏÕµ¥(6)ocean marine cargo clausesº£ÑóÔËÊä»õÎï±£ÏÕÌõ¿î(7)ocean marine insurance clauses (frozen products)º£ÑóÔËÊäÀä²Ø»õÎï±£ÏÕÌõ¿î(8)ocean marine cargo war clausesº£ÑóÔËÊä»õÎïÕ½ÕùÏÕÌõ¿î(9)ocean marine insurance clauses (woodoil in bulk)º£ÑóÔËÊäÉ¢×°Í©Óͱ£ÏÕÌõ¿î(10)overland transportation insurance clauses (train, trucks)½ÉÏÔËÊä»õÎï±£ÏÕÌõ¿î£¨»ð³µ¡¢Æû³µ£©(11)overland transportation insurance clauses (frozen products)½ÉÏÔËÊäÀä²Ø»õÎï±£ÏÕÌõ¿î(12)air transportation cargo insurance clausesº½¿ÕÔËÊä»õÎï±£ÏÕÌõ¿î(13)air transportation cargo war risk clausesº½¿ÕÔËÊä»õÎïÕ½ÕùÏÕÌõ¿î(14)parcel post insurance clausesÓÊ°ü±£ÏÕÌõ¿î(15)parcel post war risk insurance clausesÓÊ°üÕ½Õù±£ÏÕÌõ¿î(16)livestock & poultry insurance clauses (by sea, land or air)»îÉüÐó¡¢¼ÒÇݵĺ£ÉÏ¡¢Â½ÉÏ¡¢º½¿Õ±£ÏÕÌõ¿î(17)¡­risks clauses of the P.I.C.C. subject to C.I.C.¸ù¾ÝÖйúÈËÃñ±£ÏÕ¹«Ë¾µÄ±£ÏÕÌõ¿îͶ±£¡­¡­ÏÕ(18)marine insurance policies or certificates in negotiable form, for 110% full CIF invoice covering the risks of War & W.A. as per the People's Insurance Co. of China dated 1/1/1976. with extended cover up to Kuala Lumpur with claims payable in (at) Kuala Lumpur in the currency of draft (irrespective of percentage)×÷Ϊ¿ÉÒ鸶¸ñʽµÄº£Ô˱£ÏÕµ¥»òƾ֤°´ÕÕµ½°¶¼ÛµÄ·¢Æ±½ð¶î110%Ͷ±£ÖйúÈËÃñ±£ÏÕ¹«Ë¾1976Äê1ÔÂ1ÈÕµÄÕ½ÕùÏպͻù±¾ÏÕ£¬¸ºÔðµ½¼ªÂ¡ÆÂΪֹ¡£°´ÕÕ»ãƱËùʹÓõĻõ±ÒÔÚ¼ªÂ¡ÆÂÅ⸶£¨ÎÞÃâÅâÂÊ£©(19)insurance policy or certificate settling agent's name is to be indicated, any additional premium to cover uplift between 10 and 17% may be drawn in excess of the credit ualue±£ÏÕµ¥»òƾ֤Ðë±íÃ÷ÀíÅâ´úÀíÈ˵ÄÃû³Æ£¬±£ÏÕ·ÑÈçÔö¼Ó10-17%¿ÉÔÚ±¾Ö¤½ð¶îÒÔÍâÖ§¸¶(20)insurance policy (certificate)¡­ Name of Assured to be showed: A.B.C.Co. Ltd.±£ÏÕµ¥»òƾ֤×÷³ÉÒÔA.B.C.ÓÐÏÞ¹«Ë¾Îª±»±£ÏÕÈË(21)insurance policy or certificate covering W.A. (or F.P.A.) and war risks as per ocean marine cargo clause and ocean marine cargo war risk clauses of the People's Insurance Company of China dated 1/1/1981±£ÏÕµ¥»òƾ֤¸ù¾ÝÖйúÈËÃñ±£ÏÕ¹«Ë¾1981Äê1ÔÂ1Èյĺ£ÑóÔËÊä»õÎï±£ÏÕÌõ¿îºÍº£ÑóÔËÊä»õÎïÕ½ÕùÏÕÌõ¿îͶ±£Ë®×ÕÏÕ£¨»òƽ°²ÏÕ£©ºÍÕ½ÕùÏÕ(22)insurance policy/certificate covering all war mines risks±£ÏÕµ¥/ƾ֤Ͷ±£Ò»ÇÐÏÕ¡¢Õ½ÕùÏÕ¡¢µØÀ×ÏÕ£¨×¢£ºmines½âÊÍΪµØÀ×£¬ÊôÓÚÕ½ÕùÏյĸºÔð·¶Î§£¬¿ÉÒÔ½ÓÊÜ£©(23)W.A. this insurance must be valid for period of 60 days after the discharge of goodsË®×ÕÏÕÔÚ»õÎïж´¬ºó60ÌìÓÐЧ(24)in triplicate covering all risks and war risks including W.A. and breakage in excess of five per cent on the whole consignment and including W/W up to buyer's godown in PenangͶ±£Ò»ÇÐÏÕºÍÕ½ÕùÏÕ°üÀ¨Ë®×ÕÏÕ£¬ÆÆËéËðʧÓÐ5%¾ø¶ÔÃâÅâÂÊ£¬°´È«²¿»õÎï¼ÆË㣬°üÀ¨²ÖÖÁ²ÖÌõ¿î£¬¸ºÔðµ½Âò·½ÔÚéijǵIJֿâΪֹ£¨µÄ±£ÏÕµ¥£©Ò»Ê½Èý·Ý(25)insurance policy issued of endorsed to order¡­ for the face value of invoice plus 10% covering including war with 15 days after arrival of goods at destination, only against FPA and T.P.N.D.°´·¢Æ±ÃæÖµ¼Ó10%Ͷ±£Õ½ÕùÏÕ£¬»õÎïµ½´ïÄ¿µÄµØºó15ÌìÓÐЧ£¬½ö¸ºÔðƽ°²Ïպ͵ÁÇÔÌá»õ²»×ÅÏյı£ÏÕµ¥¿ª¸ø»ò±³Êé¸ø¡­¡­(26)insurance policy or certificate issued by an insurance Co. with W.P.A. clause covering the merchandise for about 10% above the full invoice value including unlimited transhipment with claims payable at SingaporeÓɱ£ÏÕ¹«Ë¾Ç©·¢µÄ±£ÏÕµ¥»òƾ֤°´·¢Æ±×ܽð¶îÁí¼Ó10%Ͷ±£Ë®×ÕÏÕ£¬°üÀ¨·ÇÏÞ¶¨×ª´¬µÄËðʧ£¬ÔÚмÓÆÂÅ⸶(27)covering all eventual risksͶ±£Ò»ÇÐÒÔÍâ·çÏÕ(28)covering all marine risksͶ±£Ò»Çк£ÔË·çÏÕ(29)marine insurance policy including "both ot blame" collision clauses and fully covering the shipmentº£Ô˱£ÏÕµ¥°üÀ¨¸ºÔ𴬲°»¥×²Ìõ¿îºÍÈ«²¿»õÔØ(30)insurance¡­ including deviation clauses±£ÏÕ°üÀ¨ÈƵÀÌõ¿î(31)covering overland transportation all risks as per overland transportation cargo insurance clauses (train, trucks) of the People's Insurance Company of China dated¡­°´ÕÕÖйúÈËÃñ±£ÏÕ¹«Ë¾¡ÁÄê¡ÁÔ¡ÁÈÕ½ÉÏÔËÊä»õÎï±£ÏÕÌõ¿î£¨»ð³µ¡¢Æû³µ£©Í¶±£Â½ÉÏÔËÊäÒ»ÇÐÏÕ(32)covering air transportation all risk as per air transportation cargo insurance clauses of P.I.C.C.°´ÕÕÖйúÈËÃñ±£ÏÕ¹«Ë¾¡ÁÄê¡ÁÔ¡ÁÈÕº½¿ÕÔËÊä»õÎï±£ÏÕÌõ¿îͶ±£º½¿ÕÔËÊäÒ»ÇÐÏÕ(33)insurance policy or certificate covering parcel post all risks including war risks as per parcel post insurance clauses and parcel post war risk insuracne clauses of the People's Insurance Company of China dated¡­±£ÏÕµ¥»òƾ֤°´ÕÕÖйúÈËÃñ±£ÏÕ¹«Ë¾¡ÁÄê¡ÁÔ¡ÁÈÕÓÊ°ü±£ÏÕÌõ¿îºÍÓÊ°üÕ½ÕùÏÕÌõ¿îͶ±£ÓÊ°üÒ»ÇÐÏÕºÍÓÊ°üÕ½ÕùÏÕ